Young, Fabulous and Broke? Suze Orman Has Debt Relief & Financial Freedom Advice Books for You!
Are you a parent that has all the financial responsibility in the world on your shoulders and living paycheck to paycheck? Does it seem like there is no way out of this endless cycle of working just to pay your bills? Well, I certainly felt this way. I have been in consumer credit counseling, which was very helpful, but I still felt like a financial idiot. What was I supposed to do to get ahead? How was I going to ensure that my family was going to get the best they deserve which includes the finer things in life AND me? Well, I was sitting at home one day contemplating this and watching my local PBS station when an infomercial came on that was an real eye opener.
Enter Suze Orman, my financial guru! I had heard of Suze Orman before briefly and about her cable TV shows, but didn't really know what all the hype was about. I decided I would watch this infomercial and see if there was anything to the Suze Orman phenomenon. The infomercial was to raise money for PBS and promote Suze's Book "The Money Book for the Young, Fabulous and Broke". I got a chuckle out of the title, but thought to myself, "I'm young, fabulous and definitely broke" let me hear what this Suze Orman person has to say! Suze revealed some very interesting things to me such as:Your credit score can have an impact on your car insurance premiums!Your Fico Score is different from each of the credit bureaus and they are combined to make ONE Fico Score.Each credit bureau has their own credit report on you, and they don't always have all of the same information that the other ones do.If you have debts that are way overdue, they automatically fall off of your credit report in seven years.If you make a payment on those old debts at any time during the seven years, even if it is at the sixth year and eleventh month, you have started the seven year cycle all over again!As if you didn't know it already, bankruptcy is the WORST thing you can do to yourself and you should avoid it all costs. Suze recommends joining a consumer credit counseling agency if necessary.It's actually OK to live off of your credit cards while you are young for necessities so you can work the job of your dreams and put away the maximum amount of money in your 401 K Plan (only if they match).You should switch credit card balances to other credit cards as often as you need to to get the best interest rate.Despite what you may have heard, you should avoid interest only home mortgages at any cost, because if anything were to happen to you and you lost the home for any reason, you would have no equity and would have to start from scratch.
And much more!
In addition to the advice above, in Suze's "The Money Book for the Young, Fabulous and Broke" book, Suze gives you an access code so you can access more financial secrets at the Suze Orman Website.
All in all, I would recommend any of Suze Orman's books, they are a real lifesaver and will put you on the path to financial freedom!
Christina Khan is a single-mother and a recovering young, fabulous and broke parent. She runs a www.mypreciousbaby.com">baby birth announcement website with parenting advice and articles for new and expectant parents.
Christina also runs a cccs-credit-counseling.blogspot.com">cccs credit counseling debt relief blog that gives consumers a place to share and discuss their credit counseling experiences with others.
Fox 2000 has acquired the best-selling novel "Where the Crawdads Sing" and has tapped Reese Witherspoon's Hello Sunshine to produce a feature film adaptation.
Witherspoon's involvement is not a great surprise. The Oscar winner has been a champion of the book, selecting it for inclusion in her Reese's Book Club.
An ongoing crisis in the Brazilian publishing market "that combined steady declines in the price of books with rising inflation" is raising concerns about the future of the book trade in the country, the Guardian reported. Book chain Saraiva, which had announced the closure of 20 stores in October, said late last month that it was filing for bankruptcy protection. Rival chain Cultura has also filed a reorganization plan to avoid bankruptcy. Brazil is in the midst of its worst recession in decades, and the recent election of far-right populist Jair Bolsonaro as the country's next president is "sending ripples of fear through the country's cultural community."
Daniel T. Willingham, a psychologist at the University of Virginia, compares audio books to print books and concludes that each is best suited to different purposes, and neither is superior:
... listening to a book club selection is not cheating. It's not even cheating to listen while you're at your child's soccer game (at least not as far as the book is concerned). You'll just get different things out of the experience. And different books invite different ways that you want to read them: As the audio format grows more popular, authors are writing more works specifically meant to be heard.
Our richest experiences will come not from treating print and audio interchangeably, but from understanding the differences between them and figuring out how to use them to our advantage - all in the service of hearing what writers are actually trying to tell us.
The UK publishing trade magazine, The Bookseller reports on authors' concerns about the effects of Brexit on the UK publishing industry:
Novelist Joanna Trollope has warned that Theresa May's government will "fatally undermine the whole UK publishing industry" if it fails to protect in law the UK position on exhaustion rights ahead of a major Brexit vote next week.
Trollope joined fellow authors Linda Grant and Joanne Harris to urge the government to ensure the UK's reputation as a world leader in culture and creativity is preserved after Brexit.
The authors were speaking out in support of calls from the Society of Authors (SoA), published in a new briefing, that politicians must protect free movement, copyright and trade while warning the sector is "not to be used as a bargaining chip in future negotiations"...
The Strand Bookstore in New York City is asking its many customers to attend a public hearing on Tuesday morning morning to help the store "make a case against landmark status" for its store at 826-828 Broadway. The bookstore is concerned that, if the building is given landmark status, "for every repair and every upgrade, the Strand would have to go through the slow bureaucracy of the Landmarks Preservation Commission, which adds to the expenses to keep the Strand alive.... The Strand currently runs on thin margins as a bookseller and retailer in New York City, fighting to survive in the era of Amazon. We have over 230 employees--most whom are unionized--and unlike large online retailers (like Amazon), have never asked or received tax breaks or other economic assistance to insure business profitability."
Ironically, it seems that the move to give the building landmark status is in response to the many new tech hubs that are being built in the area. And so, "in a trade-off, the Strand and a few other buildings along Broadway are now being calendared for landmarking."
The Literary Review has announced an all-male shortlist for that least-coveted of literary prizes, the Bad sex in fiction award.
Haruki Murakami, often named as a contender for the Nobel prize, makes the cut for passages from his latest novel Killing Commendatore ... The controversial US novelist James Frey was selected for a scene in his novel Katerina described by judges as "almost like wish fulfilment" ... continued
In the wake of increasing controversy over the naming of bestselling mystery author Linda Fairstein as one of next year's Grand Master Edgar recipients, Mystery Writers of America has withdrawn the award. Tuesday's announcement had sparked numerous protests on social media and prompted MWA to respond by saying it took the objections seriously and would reexamine the decision. The focus of the protests is Fairstein's role as a member of the Manhattan District Attorney's Office in 1989's Central Park Jogger case, which resulted in the wrongful imprisonment for years of five minority teenagers.
The New York Times has an extensive and moving interview with Anna Burns, who won this year's Man Booker Prize for her novel, Milkman which will be published in the USA on December 4:
Burns is one of the more surprising recent winners of the Booker, one of literature's biggest awards. Milkman was this year's outsider, up against Richard Powers' ecological epic The Overstory and Esi Edugyan's heralded slavery-era Washington Black, among others. It was also labeled an "experimental novel" because its characters are nameless and its paragraphs sometimes run for several pages. Her victory provoked think pieces about the "bold choice."
"I don't understand," said Burns, when asked why it had picked up such an awkward label. "Is it the whole nameless thing? Is it really difficult? The book just didn't want names." (The tag does not seem to have put many off buying it. Faber, her British publisher, has sold over 350,000 copies so far...
Netflix will create an original animated series of Roald Dahl stories including Charlie and the Chocolate Factory, Matilda, The BFG and The Twits.
"ald Dahl stories have long inspired award-winning feature films and stage productions," Netflix said in its announcement. "But now, for the first time, Netflix will bring together the highest quality creative, visual, and writing teams to extend the stories in this first-of-its-kind slate of premium animated event series and specials for audiences of all ages and for families to enjoy together."
Following two years in which Margaret Atwood's classic dystopian novel The Handmaid's Tale saw a skyrocketing in readership and new cultural relevance, both on television and in society at large, the author has announced a sequel.
The Testaments, set 15 years after the final scene of The Handmaid's Tale, will be published on September 10, 2019, by Nan A. Talese/Doubleday, with an announced first printing of 500,000 copies.